Fred Aiken Writing

Tag: retirement

gone fishin’//into the future

Daily writing prompt
What are you most excited about for the future?

I’m looking forward to having the freedom to explore my passions and interests without the constraints of a 9-to-5 job. Imagine waking up each day with the possibility of doing something you love—whether it’s traveling, spending more time with family, pursuing hobbies, or even starting a small business just for fun. The idea of having the time to truly live life on my own terms is incredibly appealing.

Of course, financial stability is a big part of the equation. I’m actively working on building a solid retirement fund to ensure that when the time comes, I can enjoy my retirement without financial worries. It’s about striking the right balance between living for today and planning for tomorrow.

But I’m hoping to not be annoying about my investment strategy. Nothing like Wallstreetbets or a hedge fund manager, but rather just someone that consistently doesn’t spend money on things I don’t need, but rather puts it away in a savings and/or retirement account. I think my favorite thing to invest in is bonds. Not you junk, corporate type bonds. But rather those grade A, always going to pay a consistent percentage more type of bond. I also like bonds as an investment strategy because when you tell someone you’re buying a bond, it doesn’t lead to a vast amount of questions about why you’re buying those bonds, and in fact is an easy way to get out of a conversation you don’t want to be in. Try it next time you’re in a conversation you find annoying. Just mention the fact that you are thinking about buying government bonds(it doesn’t matter which government), and that will immediately end the conversation.

I suppose healthcare is another consideration for the future. Staying healthy and active is crucial for making the most out of retirement. I plan to prioritize my well-being, embracing a lifestyle that includes regular exercise, a balanced diet, and regular check-ups. At least in theory.

I probably fall short of taking care of my health as I would like most days. I tend to forget to get an annual physical done for reasons that are usually not sufficient. I still eat way too much sugar and processed foods due to how easy and accessible they are. And it doesn’t help that I don’t particularly like cooking. It’s not like I won’t cook. I will still make my own food rather than go out to eat, especially rather than going out to fast food. But I would definitely take a wild guess that most doctors would still classify my diet and eating habits as being the dreaded ‘room for improvement’.

But I suppose it’s all about making strides for improvement when it comes to personal health, both physically and mentally. Compared to my health in the late teens and early twenties, I know I’ve definitely gotten better. Unfortunately, I used to smoke, drink, and consume quite a bit of energy drinks. All of which I stopped doing when I turned 25 because I could no longer justify the shitty feeling I had whenever I woke up from doing those things. Granted, I didn’t immediately quit cold turkey, but rather it was a slow process of weaning myself off of each of them over the course of several months.

Though the part of caring for my health that I dislike the most is exercise. I know that it can improve serotonin levels and is good for the body. But it’s the part of health and caring for oneself that feels the most like work, and I have kinda gotten to the point where I really dislike working. So, I tend to do exercises that are the least impactful or strenuous, like walking or stretching. Sure, they won’t get me Hemsworth-like ripped, but I don’t want to look like that either way. I just want to be able to have basic mobility and physical functionality in my seventies without everything hurting all that time.

If you were to ask me what specifically I want to do when I finally retire, I would either have a whole list of activities or hobbies for you, or I would shrug and tell you that I have no clue. I suppose it just depends on the day, week, or month that you ask me. I know I will definitely be reading, but I already do plenty of that already. I would have more time to watch more movies, which would be nice. I might even paint, which I haven’t done on a regular basis since I was a teenager. So, sure, I might not have a definitive plan as to what I will do with my time in retirement, but I suppose I have time, you know, to figure it out.

Ultimately, I look forward to the opportunity to reflect on my life, cherish the moments, and create new memories. Retirement, to me, is not just about stepping away from work; it’s about stepping into a new chapter full of possibilities and experiences. While the future is uncertain and plans may change, the excitement of what lies ahead keeps me motivated and optimistic.

turning back

She retired in 2020 when the mess came down and shrouded everything in a fine mist. She hadn’t thought she would ever walk away from teaching students. She thought she might die behind her desk and a student or janitor would find her lifeless body. Maybe with an apple in her hand, like some sort of Snow White thing. But she often romanticized the idea of dying. At the very least, she thought she would be in her seventies, maybe with a bad hip, arthritis, failing eyesight due to cataracts, or any type of ailment that would reasonably excuse why she could no longer teach. Instead, she went out with barely a whimper, and only the hint of a retirement plan. 

For the past 3 years, Ms. Santymire spent her days in a blissful routine. She woke up at 4am out of an unbreakable habit. She made herself a pot of Earl Grey that she used to drink with a cube or two of sugar and cream, but ever since her doctor told her that she needed to get her blood pressure under control she began drinking her tea without any additives. While sipping at her tea, she spent the morning reading. Occasionally, she broke out a red pen and marked the lines of the books or newspapers with errors, both minor, like spelling or the improper use of a semicolon, to major issues she found while reading. When she finished a book, she would scratch a small letter grade on the inner back cover for her personal reference. 

Then after fixing a small lunch, she ambled aimlessly around the neighborhood. On one of those afternoons (it does not matter which for the purpose of this story), she walked over the threshold of her small neighborhood and kept going. She walked until her legs moved past the pain of arthritis and went numb. This tricked her into thinking that she could walk forever. But logically she knew she couldn’t. So, as the heat of the day washed over and battered her, and the sweat on her forehead began to sting the corner of her eyes, she stopped to take a breath.

When she looked up to see where she was, she discovered that she had walked to the abandoned elementary school that she taught at for over four decades. She cursed her id. She didn’t entirely know why she subconsciously walked her way back to her old stomping grounds, but she figured she might as well explore the school while she was there. Plus, she figured she would never be back again and the place was abandoned, so it probably didn’t hurt anyone (including herself) to just take a peek at how time had decorated the place.

A thick layer of dust coated the hallways, classrooms, lockers, and, well, everything. Ms. Santymire thought her allergies might be flaring up and regretted not bringing her Zyrtec. Granted, she had no idea she would have ended up at the old abandoned school, so she didn’t give herself too hard of a time. Though perhaps, she pondered, this was as any good of a reason to collect herself and go back home. Part of her wanted to, sure. But a more curious part, a voice that never wanted to shut up, kept her feet moving forward.

The school had clearly taken a beating. Delinquents used the old school for a hangout spot that hid their delinquent ways. Graffiti artists practiced their skills, or lack thereof, on the walls. Junkies and teenagers left cigarette butts and pipes and an assortment of paraphernalia for all sorts of shenanigans strewn all across the floor. Ms. Santymire conceded that she would probably need to go to the doctor and ask for blood work to make sure she didn’t contract hepatitis or some other needle-related ailment. She kept whispering to herself, ‘Goodness, who does such a thing?,’ to no one in particular. She wanted to remember the halls, classrooms, and facility itself as what it was when she first started teaching all those years ago. Back when the walls and floors were spotless. The students were young and held hope in their faces as they passed by her each morning. Before what happened.

Ms. Santymire turned the corner to her old classroom. It was and wasn’t as she remembered. The room still held the motivational and educational posters. A thick layer of dust covered the desks and chairs. But otherwise, it was perfect, Ms. Santymire thought. Or at least better off than the rest of the school. The room was a shrine to her teaching career.

The last thing she had written on the chalkboard still prominently displayed: You are more than a sum. Love, Ms. S.     

She followed her usual path around the students’ desks and sat in her modest throne behind her desk in an ergonomic chair that she had sprung for after having back issues for longer than she cared to admit, especially since those back issues followed her into retirement along with a few other emaciations. As she sat down, she noticed a flicker of light that her mind tricked her into thinking it was another person in the school with her. But as Ms. Santymire dismissed what she thought was her imagination, an ethereal figure appeared in the front row of desks.

“Is someone there?” she asked, while admonishing herself for being paranoid and silly. Yet still, her heart skipped a beat. She thought she might be in an Edgar Allan Poe ghost story, and perhaps a raven would pop out of the corner at any minute.

But alas…

“Hello, Ms. Santymire.”

“Who is it? Who are you?”

“You don’t recognize me?”

Ms. Santymire squinted and strained her failing eyesight to try and decipher who or what was communicating with her. 

“It’s me…” But the figure’s declaration did nothing to clarify.

Ms. Santymire’s vision focused. She understood that she was in the presence of a ghost. In a way, she expected to come across at least one when she walked through the threshold of the abandoned school. In fact, she had subconsciously hoped to be confronted by her past one last time. As the psychologists might say, she had unresolved trauma. 

“Who are you?” she asked. But Ms. Santymire already knew the answer. Her eyes focused on the wispy figure of a boy frozen in youth. She wanted to scream, but the muscles in her throat felt stuck, like she had swallowed a giant piece of hard candy before it fully dissolved. “Am I dead?” she managed to ask.

“No, or, I should say, I don’t think so. I’m not really in charge of those sorts of things.”

“But you’re dead.”

“Yeah.”

“So, what is this? A class reunion? A moral lesson in folly?”

“Or your wild imagination?”

“Yeah, maybe…”

“But it’s none of those,” the boy said. “I haven’t been waiting here all these years. Death doesn’t work like that. When you die, time no longer exists, so waiting isn’t really a thing. I’m talking to you at the same moment you crouched over my unconscious body trying to resuscitate me back to life. Futilely, I might add.”

“Not that I could have known…”

“Of course not. This might actually be more of a haunting if you hadn’t tried to save my life.” 

“But I failed.”

“Still, it’s the effort that counts, as you liked to teach us.”

“Do you think I was a good teacher?”

“I guess that depends on the definition of a good teacher.”

“Did I change your life? Did I improve you in some small way?”

“I suppose…in a way.”

The ghost of the boy disappeared. Ms. Santymire quietly contemplated her day away. She wondered if the ghost would return. She hoped he would. But hope never looked as transparent as it did in her abandoned, rundown classroom that no longer carried student laughter and learning, but festered under the deluge of a memory Ms. Santymire had long ago retired.

grind it out

i kinda wonder if contributing to my 401(k)
makes me a moral man,
or perhaps it’s all this scrounging and saving
and working to one day not have to work
that makes me truly deplorable, 
like an ostrich pecking at a scar that won’t heal